.

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Heh, I’d be more worried about whatever implications it may have for the C&F evaluation with the board of bar examiners.

Pretty sure most employers run a credit check at some point, but unless you fall under some threshold that makes you ineligible for federal employment generally (dont even know whether such a threshold exists) the judge won’t make his/her decision based on that.

Good point.. I had no idea that they checked credit as a part of C&F.

For the people on this board who have clerked for a federal judge in the past, do you remember if a credit check was part of the hiring process?

I had to authorize one, but it was after I was hired.

Wouldn’t this depend upon the preferences of the hiring judge ?

And on circuit rules, and, and, and.

is in the top .1% of intelligence in the US
can’t maintain a good credit score

Will not matter.

A person I know - and I mean a person I actually know, who went through the process - was denied membership to the bar because of his prior issues with debt nonpayment. He was invited to try again next year. Talk about panic-inducing.

It probably won’t matter, but it could. Credit issues are one of the biggest red flags for C&F. Don’t try to tell people otherwise.

Every state that I am aware of includes a credit check as part of the character and fitness screening for the bar. There’s a very good reason for this; private lawyers are required to keep client trust accounts and are authorized to hold essentially unlimited client funds but are not subject to audit or a bond requirement.

This isn’t to say that being in debt by itself will keep the applicant out. A history of indebtedness, even bankruptcy, is not a bar so long as the indebtedness is not the result of financial irresponsibility. One’s credit score isn’t really an issue. One’s payment history can be. Where the applicant’s credit history does show a pattern of financial irresponsibility, the Bar may condition admission on evidence of a change of heart, so to speak, usually “pay as agreed” for six months or so. Keep in mind that bar examiners understand that new lawyers will be carrying large amounts of student loan debt and it is a serious matter to deprive the applicant of the ability to earn a living in his chosen profession.

I don’t know whether federal clerks undergo a financial evaluation prior to appointment. I do know that applicants for higher level federal security clearances are evaluated. Here at the state level, if a lawyer applicant has a law license, we assume that the State Bar is satisfied and we make no inquiry.

You’re hilarious.

No, he’s right. Do the research; the cases are reported and out there. Failure to pay lawful debt is grounds for denial of admission to the bar.

I did the research. Unpaid debt or financial obligation has to be substantial. PS Putting “lawful” in front of words makes them super-cereal. Good job.

NOTE: NOT LEGAL ADVICE. If you want to know if your debt’s going to be a problem, ask a lawyer that deals with ethics issues.